Flexible Capital. Strategic Control.
A Business Line of Credit gives your company immediate access to working capital, helping you manage cash flow with precision and flexibility. Similar to a corporate credit card, this facility allows you to draw funds as needed, up to your approved limit—while paying interest only on the amount you use.
Through Finco Capital’s network of leading banks and specialist lenders, we can arrange both secured and unsecured lines of credit designed around your unique business profile and growth strategy.
At a Glance- Borrowing capacity up to $5,000,000
- Enhances and stabilises cash flow
- Flexible access to funds on demand
- Interest charged only on drawn amounts
Why Choose a Business Line of Credit
A line of credit is an elegant solution for businesses seeking fluid access to capital without the rigidity of traditional loans. Whether managing seasonal fluctuations, covering short-term funding gaps, or seizing new opportunities, it provides continuous financial agility—keeping your business in control.
Eligibility & Process
At Finco Capital, we take a tailored approach to every facility. Our team analyses your business structure, financial performance, and funding objectives before matching you with the most suitable lender from our panel of major banks and non-bank specialists.
Typical Lender Assessment Criteria- Business Financials: Review of bank statements, financial reports, and balance sheets.
- Time in Business: Demonstrated trading history and operational stability.
- Serviceability: Evidence of consistent cash flow capable of servicing the facility.
- Credit Profile: Lenders accommodate a wide range of credit histories—from prime through to complex.
Our process ensures each recommendation is transparent, efficient, and aligned with your business's long-term goals.